Being “Pre-Approved” for a Charlotte Mortgage Is NOT Enough

These days in the 2015 Charlotte NC real estate market having a “pre-approval” to buy a home is NOT enough.

With low inventory and other buyers in the market you need to stand out and put yourself in the best possible home buying position.

Having a Certified Mortgage Pre-Approval is like having a step above any other competing buyers. It turns you from an ok buyer to a STRONG buyer…yes, sellers care about the strength of your financing.

Financing is one of the biggest reasons contracts fail to close. Listing agents (and their sellers) know this and if you’re planning to buy a home in Charlotte you should know it too!

Getting a Certified Mortgage Pre-Approval isn’t any more work than getting a mortgage approval, it just means you’re ahead of the game. It’s like you’re a star student in school and you turned in your assignment before the due date.

If you’re planning to buy a home in the Charlotte area this year a little time up front can help take the guesswork and uncertainty out of the loan process (that’s already stressful enough).

Go from a maybe buyer to a Certified Pre-Approved home buyer and set yourself apart.

I can’t stress this enough: Low inventory is the biggest challenge for home buyers in the Charlotte area right now and this is one way to really strengthen your position.

Planning to buy a home but not quite ready? Have fun browsing with the best, most up to date home search app at Charlotte NC Home Search with HomeScouting – it’s a privacy protected tool updated daily via MLS.

Questions? Email Charlotte’s Best Exclusive Buyer’s Agent, Diane McDermott at

Ready to go mobile with your Charlotte area home search? Get access to the best house hunting app with up to date info and ALL of the available listings at your free online account – Search Charlotte NC Homes for Sale with Mobile Access

Copyright©2015 by Diane McDermott, All Rights Reserved, “Being “Pre-Approved” for a Charlotte Mortgage Is NOT Enough”

The content of this blog is the original content of Diane McDermott, NC Residential Real Estate Broker in south Charlotte NC

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About dianemcdermott

Joyfully divorced, Diane is passionate about sharing her story, experience, wisdom and insight from this beautifully brutal life. Passionate about heartfelt connection in all areas of her life she is a public introvert and most enjoys connecting with and spending quality time with friends, chosen family and clients that are uplifting and inspiring. Her core values of connection, humor, integrity, authentic alignment influence all aspects of her life. She is intentional in all that she does. Diane is the founder and owner of Between the Lines LLC Ghostwriting Services and McDermott Real Estate LLC
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