Charlotte NC Home Buyer Question: They’re Going to Call My Job?

When buying a home in Charlotte NC if you’re getting a mortgage YES the lender is going to call your employer.

Why does the lender have to do that? To verify that you work where you say you do!

Home buyers are sometimes surprised at this but it’s just part of the process of obtaining a mortgage when buying a home.

Not only will the lender call your employer once…they’ll also usually call right before closing to verify that you still work there!

So if you’re planning to buy a Charlotte area home and will be obtaining a mortgage, expect that the lender will call and verify your job.

Absolutely under NO circumstances make ANY voluntary job changes during the mortgage process. In other words, don’t quit your current job and expect that you’ll still be able to buy the house.

What questions do you have about the process of buying a home in the Charlotte NC area? We’d love to hear from you! Email dmcdermottcharlotte@gmail.com

Ready to go mobile with your Charlotte area home search? Get access to the best house hunting app with up to date info and ALL of the available listings at your free online account – Search Charlotte NC Homes for Sale with Mobile Access

Copyright©2014 by Diane McDermott, All Rights Reserved, “Charlotte NC Home Buyer Question: They’re Going to Call My Job?”

The content of this blog is the original content of Diane McDermott, NC Residential Real Estate Broker in south Charlotte NC

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About dianemcdermott

Joyfully divorced, Diane is passionate about sharing her story, experience, wisdom and insight from this beautifully brutal life. Passionate about heartfelt connection in all areas of her life she is a public introvert and most enjoys connecting with and spending quality time with friends, chosen family and clients that are uplifting and inspiring. Her core values of connection, humor, integrity, authentic alignment influence all aspects of her life. She is intentional in all that she does. Diane is the founder and owner of Between the Lines LLC Ghostwriting Services and McDermott Real Estate LLC
This entry was posted in Buyers, Mortgages, Real Estate and tagged , , . Bookmark the permalink.

2 Responses to Charlotte NC Home Buyer Question: They’re Going to Call My Job?

  1. m.s.Woods says:

    Great advice. I just spoke with a new agent today that was formerly a mortgage lender. She wants to get more on the client relationship side of the business and specifically mentioned how the mortgage process is intrusive and makes many customers uncomfortable. As real estate agents, we can prepare our buyers for the upcoming steps so they are not surprised or put off by the process. You also need to inform them not to do anything that will impact their credit prior to closing, such as opening a new credit card or financing things for the new home such as furniture… do that after closing or you may not have a place to put all of that new furniture 🙂

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