Charlotte NC Home Buyer Question: They’re Going to Call My Job?

When buying a home in Charlotte NC if you’re getting a mortgage YES the lender is going to call your employer.

Why does the lender have to do that? To verify that you work where you say you do!

Home buyers are sometimes surprised at this but it’s just part of the process of obtaining a mortgage when buying a home.

Not only will the lender call your employer once…they’ll also usually call right before closing to verify that you still work there!

So if you’re planning to buy a Charlotte area home and will be obtaining a mortgage, expect that the lender will call and verify your job.

Absolutely under NO circumstances make ANY voluntary job changes during the mortgage process. In other words, don’t quit your current job and expect that you’ll still be able to buy the house.

What questions do you have about the process of buying a home in the Charlotte NC area? We’d love to hear from you! Email dmcdermottcharlotte@gmail.com

Ready to go mobile with your Charlotte area home search? Get access to the best house hunting app with up to date info and ALL of the available listings at your free online account – Search Charlotte NC Homes for Sale with Mobile Access

Copyright©2014 by Diane McDermott, All Rights Reserved, “Charlotte NC Home Buyer Question: They’re Going to Call My Job?”

The content of this blog is the original content of Diane McDermott, NC Residential Real Estate Broker in south Charlotte NC

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About dianemcdermott

Diane is deeply passionate about serving single and divorced women home buyers, first time home buyers and new to the area buyers navigate the Charlotte area home buying process. Having recently navigated separation and divorce she has deep respect for the stress of transition and need for a home living situation that supports and nurtures. She connects and guides clients as they navigate the home buying process, transitioning to a space they'll love calling home. Landis E2 Real Estate LLC
This entry was posted in Buyers, Mortgages, Real Estate and tagged , , . Bookmark the permalink.

2 Responses to Charlotte NC Home Buyer Question: They’re Going to Call My Job?

  1. m.s.Woods says:

    Great advice. I just spoke with a new agent today that was formerly a mortgage lender. She wants to get more on the client relationship side of the business and specifically mentioned how the mortgage process is intrusive and makes many customers uncomfortable. As real estate agents, we can prepare our buyers for the upcoming steps so they are not surprised or put off by the process. You also need to inform them not to do anything that will impact their credit prior to closing, such as opening a new credit card or financing things for the new home such as furniture… do that after closing or you may not have a place to put all of that new furniture 🙂

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